Title Insurance in BC: What It Covers, What It Costs, and When to Skip It
Title insurance is a one time premium, usually $250 to $700, that protects you against problems with your ownership of the property: title fraud, undisclosed liens, encroachments, and work a previous owner did without permits. What Is Title Insurance and Do You Need It in BC? (Short Answer) You do not legally need it […]
The Property Disclosure Statement in BC: What Sellers Must Reveal and What They Don’t
A Property Disclosure Statement, or PDS, is a form where the seller answers roughly fifty yes or no questions about the property, based on what they personally know. Leaks, flooding, structural repairs, unpermitted work, drug use in the home, and so on. What Is a Property Disclosure Statement? (Short Answer) Two things to understand […]
Strata Depreciation Report Red Flags: What to Check Before You Remove Subjects
A depreciation report is a professional forecast of every major component in a strata building, what it costs to replace, when it needs replacing, and whether the strata is saving enough to pay for it. It projects 30 years out and includes at least three funding models. What a Depreciation Report Tells You (Short […]
Form B in BC: How to Read a Strata Information Certificate Line by Line
A Form B, officially the Information Certificate, is the strata corporation’s official snapshot of one specific unit and the building it sits in. It tells you the monthly fee, what is owed on that unit, whether a special levy is coming, how much is in the reserve fund, and which parking stall and locker actually […]
How Much Property Transfer Tax Will You Pay in BC? Calculator and Real North Shore Examples
BC Property Transfer Tax is charged on the fair market value of the property, in brackets: 1% on the first $200,000, 2% up to $2 million, 3% up to $3 million, and 5% on anything above $3 million. Calculate Your BC Property Transfer Tax Quick reference for common North Shore price points: Purchase price […]
Leasehold vs Freehold in BC: Should You Ever Buy a Leasehold Condo?
With freehold you own the land and the building forever. With leasehold you own the building and the right to use the land for a fixed number of years, after which it reverts to the landowner. Leaseholds sell for roughly 15% to 30% less than comparable freehold units. That discount is real money, and it […]
Probate Fees in BC: What an Estate Pays and How It Delays the Sale of an Inherited Home
BC probate fees are roughly 1.4% of the estate’s value, plus a $200 court filing fee. Nothing on the first $25,000, 0.6% between $25,000 and $50,000, and 1.4% on everything above that. On a $1.5 million North Shore home that works out to about $20,650. The bigger cost is usually time: you cannot complete a […]
North Vancouver Home Selling Timeline Explained
You are thinking about selling, and before anything else you want a number. How many weeks is this going to take? Can you plan a move for the spring? Do you need to buy first? Fair questions, and the honest answer has two parts: there is a market average, and then there is your house. […]
North Vancouver Condos Under $600K | Buyer Guide
Six hundred thousand dollars used to sound like a lot of money. On the North Shore in 2026 it makes you an entry level buyer, which is not the same thing as being priced out. There is real inventory at this number, and some of it is genuinely good. Here is the straight answer about […]
Is $100K Enough for a Down Payment in Vancouver?
You have got $100,000 saved. That is a serious accomplishment and it feels like it should unlock a lot. So the natural question is: what does it actually buy on the North Shore? The answer surprises most people in two directions. Your down payment stretches further than you expect under Canada’s minimum down payment rules. […]